Billing & Insurance — Northern Lights Psychiatry

Financial Information

Billing & Insurance

We're committed to making mental health care as accessible as possible. Below you'll find everything you need to know about insurance coverage, payment options, and our billing policies.

Billing Policies

Please review our billing policies before your first appointment.

Card on File Required

All accounts require an active credit card, debit card, HSA card, or CareCredit card on file to continue routine services.

Automatic Payment Processing

All accounts are enrolled in autopay. Balances are automatically withdrawn after insurance claims are processed and your responsibility is determined.

Deductible Pre-Payment

Patients who have not yet met their deductible may be required to pre-pay for services at the time of their appointment.

Insurance Verification

It is ultimately the patient's responsibility to verify with their specific insurance payor that their Northern Lights Psychiatry provider is in-network under their plan prior to receiving services.

Full Billing & Payment Policy

Download our complete Billing & Payment Policy document for detailed information about payment expectations, insurance billing procedures, late fees, no-show policies, and more.

Accepted Insurance Plans

We are in-network with the following insurance carriers. If you don't see yours listed, contact us to discuss your options.

Anthem BlueCross BlueShield
Anthem
Carelon
United Healthcare
Optum / United Health Care
VA Community Care Network
Medicare
RR Medicare
Cigna
Multiplan
Magellan Health
UMR
Self-Pay /
Sliding Scale

Insurance participation is subject to change. It is ultimately the patient's responsibility to verify with their specific insurance payor that their Northern Lights Psychiatry provider is in-network under their plan prior to receiving services.

Self-Pay & Financing Options

We offer self-pay and sliding scale rates, and accept CareCredit for services not covered by insurance.

Self-Pay & Sliding Scale

We believe cost should not be a barrier to mental health care. Self-pay and sliding scale options are available — please contact us to discuss rates that work for your situation.

Contact Us About Rates

CareCredit Financing

We accept CareCredit for services not covered by insurance — including ketamine therapy, Spravato, and ADHD evaluations. Apply online in minutes and get a decision quickly.

Apply for CareCredit

Good Faith Estimate

Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected charges for healthcare services. Download our Good Faith Estimate document below.

Good Faith Estimate — Self-Pay Patients

This document outlines the expected costs for services provided at Northern Lights Psychiatry for patients who are uninsured or choosing not to use insurance.

Questions About Your Bill?

Our billing team is here to help. Reach out with any questions about your statement, insurance claims, or payment arrangements.

[email protected]